DISCLAIMER
Date: 10.07.2025
Service Provider: Oxbridge Baby Limited trading as learntotalk.com (“we“, “us“, or “our“)
Acceptance: By accessing our services, using our content, or signing below, you (“you” or “your“) acknowledge that you have read, understood, and agree to be bound by this disclaimer (the “Agreement”).
Scope: This disclaimer applies to all information, advice, content, and services we provide through any delivery method including but not limited to websites, consultations, courses, written materials, and communications.
1. SCOPE AND PURPOSE
1.1 This disclaimer applies to all information, content, advice, guidance, and materials we provide through any delivery method (“Information“). You acknowledge that all Information is provided for general educational and informational purposes only and is not intended as professional advice tailored to your specific circumstances, needs, or situation.
1.2 You understand that the Information represents general guidance that may not be suitable for your particular situation and that you should not rely solely on our Information for important personal, financial, health, legal, or business decisions. You acknowledge that failure to seek appropriate professional advice could result in significant personal, financial, legal, or other adverse consequences.
1.3 You accept full responsibility for evaluating the suitability, accuracy, and relevance of all Information to your specific circumstances before taking any action based upon it. You agree to exercise your own professional judgement and conduct appropriate independent research and verification before making decisions based on our Information.
2. CHILDCARE AND PARENTING INFORMATION
2.1 You acknowledge that all parenting Information constitutes general guidance that may not be appropriate for your specific child, family circumstances, or cultural context. You understand that every child develops differently, and parenting approaches must be adapted to individual children’s needs, developmental stages, and special requirements.
2.2 You warrant that you will consult qualified childcare professionals, paediatricians, educational specialists, or family support services for serious concerns about child welfare, development, behaviour, or safety. You acknowledge that child safety and welfare are paramount, and you agree to seek immediate professional help for any concerns about child abuse, neglect, or serious developmental issues.
2.3 You understand that parenting outcomes depend on numerous factors beyond our control, and you accept full responsibility for your children’s safety, wellbeing, and development decisions.
3. NO PROFESSIONAL RELATIONSHIP
3.1 You acknowledge that we do not provide professional services and that no professional relationship of any kind exists between us, including but not limited to solicitor-client, attorney-client, doctor-patient, financial adviser-client, therapist-client, or any other professional relationship that would create duties of care, confidentiality, or professional responsibility.
3.2 You understand that our Information does not constitute professional advice in any regulated field and that we do not hold ourselves out as qualified to provide such professional services. You agree that any interaction with us is purely educational and informational in nature.
3.3 You acknowledge that this disclaimer specifically applies to high-risk decisions including but not limited to medical treatments, legal proceedings, significant financial investments, business acquisitions, property purchases, and other matters where professional guidance is essential for your protection.
4. ACCURACY AND CURRENCY
4.1 You acknowledge that we make no warranties regarding the accuracy, completeness, timeliness, or currency of any Information provided, and you understand that Information may contain errors, omissions, or become outdated. You agree that Information reflects our understanding at the time of creation and may not incorporate the most recent developments, research, or changes in relevant fields.
4.2 You understand that we have no obligation to update Information regularly and that conditions, requirements, best practices, and factual circumstances may change rapidly in ways that make our Information incomplete or potentially misleading. You agree to verify all Information independently through current, authoritative sources before relying on it for any purpose.
4.3 You acknowledge that market conditions, legal requirements, technological standards, health recommendations, and other relevant factors may change rapidly, and you accept responsibility for ensuring that any Information you rely upon remains current and applicable to your situation.
5. WARRANTIES EXCLUDED
5.1 We provide all Information strictly “as is” without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, reliability, completeness, timeliness, or fitness for any particular purpose. You acknowledge that your use of our Information is entirely at your own risk.
5.2 We do not warrant that our services will be uninterrupted, error-free, secure, or free from technical problems, system failures, or unauthorised access. You acknowledge that technical issues, server problems, or other disruptions may affect your access to Information.
5.3 You understand that any outcomes, results, or benefits from using our Information depend entirely on your individual circumstances, effort, implementation, and factors beyond our knowledge or control, and we make no guarantees regarding such outcomes.
6. THIRD-PARTY CONTENT AND EXTERNAL RESOURCES
6.1 You acknowledge that we are not responsible for any third-party content, external websites, linked resources, guest contributor materials, user-generated content, or community contributions, and you understand that such content is not endorsed, verified, or controlled by us. You agree that such content represents the views and opinions of its creators rather than our views or recommendations.
6.2 You agree to access external websites and third-party content entirely at your own risk and to independently verify the reliability, accuracy, and appropriateness of external sources before relying on them. You acknowledge that external content may be subject to different terms of use, privacy policies, and legal protections.
6.3 You understand that we have no control over the availability, content, or policies of external websites and that links to external resources are provided for convenience only and do not constitute endorsement or recommendation.
7. USER RESPONSIBILITY AND RISK ACCEPTANCE
7.1 You acknowledge that you are using all Information entirely at your own risk and that you accept full responsibility for evaluating the suitability, accuracy, and relevance of Information for your specific circumstances. You understand that this responsibility cannot be delegated and that you must exercise independent judgement in all decisions.
7.2 You warrant that you have the legal capacity and mental competency to understand this disclaimer and to make informed decisions about using our Information. You confirm that you are voluntarily accepting the limitations and risks described in this Agreement with full understanding of their implications.
7.3 You agree to conduct appropriate research, seek relevant professional advice, and perform due diligence before making any significant decisions based on our Information, particularly for matters involving substantial financial, legal, health, or personal consequences.
8. LIMITATION OF LIABILITY
8.1 To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to your use of or reliance on our Information, regardless of whether such damages were foreseeable or whether we have been advised of the possibility of such damages.
8.2 Our total liability for any and all claims arising from or related to this Agreement, your use of our Information, or any services we provide is excluded to the maximum extent permitted by law.
8.3 These limitations of liability do not apply to our liability for death or personal injury caused by our negligence, fraud, fraudulent misrepresentation, deliberate misconduct, or other matters where exclusion or limitation of liability is prohibited by applicable law.
8.4 You acknowledge that these liability limitations are reasonable considering the nature of the Information provided, the context of its delivery, and the educational rather than professional advisory nature of our services.
9. CONSUMER PROTECTION AND LEGAL COMPLIANCE
9.1 If you are acting as a Consumer (meaning an individual acting for purposes wholly or mainly outside your trade, business, craft, or profession), this disclaimer preserves all statutory rights under the Consumer Rights Act 2015 and other applicable consumer protection legislation that cannot be legally excluded or limited.
9.2 Any provision of this disclaimer that would be unfair, unreasonable, or unenforceable under applicable consumer protection legislation or other applicable law shall be modified to the minimum extent necessary to make it fair and enforceable, with all remaining provisions continuing in full effect.
9.3 You acknowledge that consumer protection requirements have been considered in drafting this disclaimer and that the limitations and exclusions contained herein are intended to be fair and reasonable in the circumstances.
10. GENERAL PROVISIONS
10.1 This disclaimer constitutes the entire agreement between us regarding the provision and use of Information and supersedes all prior negotiations, representations, or agreements relating to the subject matter. This disclaimer may only be modified by written agreement signed by both parties.
10.2 No failure or delay by either party in exercising any right or remedy under this Agreement shall constitute a waiver of that or any other right or remedy, nor shall it prevent or restrict the further exercise of that or any other right or remedy.
10.3 If any provision of this disclaimer is found to be unenforceable, it shall be modified to the minimum extent necessary to make it enforceable, and all remaining provisions shall continue in full effect. We intend every provision to be enforceable to the fullest extent permitted by law.
10.4 This disclaimer may not be assigned by you without our written consent. We may assign this disclaimer to affiliated companies or in connection with a merger, acquisition, or other transfer of substantially all assets.
10.5 This disclaimer may be executed in counterparts, including electronic counterparts, each of which shall be deemed an original and all of which together shall constitute one and the same instrument.
11. GOVERNING LAW AND DISPUTE RESOLUTION
11.1 This Agreement is governed by English law and subject to the exclusive jurisdiction of English courts. Each party irrevocably submits to such jurisdiction and waives any objection to proceedings in such courts based on venue or inconvenient forum.
11.2 Any disputes arising from this Agreement shall be resolved through the English court system, and you acknowledge that English law will apply to interpretation of this Agreement and determination of any disputes.
12. ACKNOWLEDGEMENT AND ACCEPTANCE
12.1 By using our Information, accessing our services, or proceeding with any interaction with us, you acknowledge that you have read and understood this disclaimer in its entirety and voluntarily agree to be bound by all terms and conditions contained herein.
12.2 You confirm that you understand you are accepting significant limitations on potential claims against us and that you consider this disclaimer to be fair and reasonable considering the educational nature of our Information and the context in which it is provided.
EXECUTION
For Electronic/Website Acceptance: By proceeding to use our services or access our Information, you acknowledge acceptance of this Agreement.